Make sure your portfolio matches your goals, risk, and fees. We review holdings, costs, and structure, then set a simple plan you can follow with confidence.
Investment Planning
Who this helps
- DIY investors who want a second set of eyes
- Families holding accounts across different institutions
- Anyone who wants a low-maintenance, evidence-based approach
What is covered
- Portfolio review across all accounts
- Asset allocation, diversification, and factor exposure
- Fee analysis and cost reduction opportunities
- Risk tolerance and risk capacity alignment
- Account location for better tax outcomes
- Rebalancing rules and a maintenance calendar
- Investment Policy Statement support
What you receive
- A concise portfolio diagnosis
- Recommended target allocation and lineup
- Practical next steps to implement and maintain
How this fits into our services
This work is included within our planning packages or available through hourly engagement when a custom approach makes more sense. It is not sold as a standalone service. If your focus is investment only, my Portfolio Health Check may be the best fit.
Common questions
Do you manage investments?
No, I do not manage investments. I provide advice and a clear plan. You keep control or continue with your current platform or advisor.
Can you compare my current portfolio to a model portfolio?
Yes. You will see differences in risk, cost, and diversification.
How often do I need to rebalance?
We set simple rules based on thresholds or time. The goal is fewer, smarter decisions.