Privacy Agreement

Effective Date: January 30, 2025

1. Introduction

This Privacy Agreement outlines how Kinridge Financial Inc. (“we,” “us,” or “our”) collects, uses, discloses, and protects the personal information of our clients. We are committed to maintaining the privacy and security of your personal information. This agreement applies to all provinces and territories in Canada, except for Quebec.

2. Information We Collect

We collect the following types of information from our clients:

Personal Information: Name, address, email address, phone number, and other contact details.
Financial Information: Income, expenses, assets, liabilities, and other financial details.
Financial Documents: Tax returns, bank statements, investment statements, and other financial documents.
Personal Questions: Information about financial behaviors, goals, and preferences.

3. How We Use Your Information

We use your information for the following purposes:

To provide financial planning services.
To communicate with you about your financial plan and related services.
To comply with legal and regulatory requirements.
To improve our services and develop new services.

4. Disclosure of Your Information

We may disclose your information to third parties in the following circumstances:

With your consent.
To service providers who assist us in providing our services.
To comply with legal and regulatory requirements.
To protect our rights and property.

5. Security of Your Information

We take reasonable measures to protect your information from unauthorized access, use, or disclosure. These measures include physical, technical, and administrative safeguards. Specifically, we implement the following digital data security measures:

Encryption: We use encryption to protect your data during transmission and storage.
Access Controls: We restrict access to your information to authorized personnel only.
Regular Security Audits: We conduct regular security audits to identify and address potential vulnerabilities.
Secure Software: We use secure software from reputable providers and regularly update it to protect against security threats.

6. Retention of Your Information

We retain your information for as long as necessary to fulfill the purposes for which it was collected and to comply with legal and regulatory requirements. Any data retained for the purpose of improving our services is anonymized to ensure that it cannot be traced back to individual clients.

7. Your Rights

You have the right to access, correct, and delete your personal information. You also have the right to withdraw your consent to our use of your information at any time.

8. Changes to This Privacy Agreement

We may update this Privacy Agreement from time to time. We will notify you of any changes by posting the updated agreement on our website and indicating the effective date of the changes.

9. Contact Us

If you have any questions or concerns about this Privacy Agreement or our privacy practices, please contact us at:
privacy@kinridge.ca